﻿{"id":530,"date":"2013-11-30T16:28:52","date_gmt":"2013-11-30T14:28:52","guid":{"rendered":"http:\/\/www.mhphaber.com\/?p=530"},"modified":"2013-11-30T16:28:52","modified_gmt":"2013-11-30T14:28:52","slug":"banka-kesintileri-hakkinda-onemli-aciklama","status":"publish","type":"post","link":"http:\/\/www.mhphaber.com\/?p=530","title":{"rendered":"Banka kesintileri hakk\u0131nda \u00f6nemli a\u00e7\u0131klama"},"content":{"rendered":"<p>G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Yaz\u0131c\u0131 &#8220;Bankalar taraf\u0131ndan yap\u0131lan kesintilerin B\u0130MER&#8217;e ba\u015fvurulmas\u0131 halinde ko\u015fulsuz iade edilece\u011fi \u015feklindeki haberler yanl\u0131\u015f ve as\u0131ls\u0131z&#8221; dedi.<\/p>\n<p>G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Hayati Yaz\u0131c\u0131, bankalar taraf\u0131ndan kredi kart\u0131, dosya masraf\u0131 gibi \u00e7e\u015fitli kalemler alt\u0131nda yap\u0131lan kesintilerin, Ba\u015fbakanl\u0131k \u0130leti\u015fim Merkezine (B\u0130MER) ba\u015fvurulmas\u0131 halinde ko\u015fulsuz iade edilece\u011fi \u015feklindeki haberlerin yanl\u0131\u015f ve as\u0131ls\u0131z oldu\u011funu bildirdi.<\/p>\n<p>Yaz\u0131c\u0131, yapt\u0131\u011f\u0131 yaz\u0131l\u0131 a\u00e7\u0131klamada, baz\u0131 haberlerde bankalar\u0131n kredi kart\u0131 aidat\u0131, kredi dosya masraf\u0131 gibi \u00e7e\u015fitli kalemlerdeki \u00fccretlerin B\u0130MER sistemine \u015fikayet kayd\u0131 yap\u0131lmas\u0131 halinde hi\u00e7bir i\u015fleme gerek kalmaks\u0131z\u0131n geri \u00f6denebilece\u011fi \u015feklinde birtak\u0131m yanl\u0131\u015f y\u00f6nlendirmelerin yap\u0131ld\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n<p>Uyu\u015fmazl\u0131klar\u0131n \u00e7\u00f6z\u00fcm\u00fcnde yetkili ve g\u00f6revli mercilerin t\u00fcketici sorunlar\u0131 hakem heyetleri ve t\u00fcketici mahkemeleri oldu\u011funa dikkati \u00e7eken Yaz\u0131c\u0131, uyu\u015fmazl\u0131k ya\u015fanmas\u0131 durumunda bu yollara ba\u015fvurulmas\u0131 ve verilen karar do\u011frultusunda hareket edilmesi gerekti\u011fini belirtti. Yaz\u0131c\u0131, \u015funlar\u0131 kaydetti:<\/p>\n<p>&#8220;Bas\u0131nda yer alan s\u00f6z konusu haberler nedeniyle bankalar taraf\u0131ndan yap\u0131lan kesintilerin B\u0130MER sistemine ba\u015fvurulmas\u0131 halinde ko\u015fulsuz olarak iade edilece\u011fi \u015feklindeki haberler yanl\u0131\u015f ve as\u0131ls\u0131z olup, vatanda\u015flar\u0131m\u0131z\u0131n bankalar taraf\u0131ndan yap\u0131lan bu kesintiler ile ilgili haks\u0131z bir uygulamaya maruz kald\u0131\u011f\u0131n\u0131 iddia etmesi durumunda 4077 say\u0131l\u0131 T\u00fcketicinin Korunmas\u0131 Hakk\u0131nda Kanunun ilgili h\u00fck\u00fcmlerine dayanarak yap\u0131lacak ba\u015fvurularda \u015fu yolu takip etmeleri gerekmektedir. \u00d6ncelikle kredi kart\u0131n\u0131 d\u00fczenleyen veya kredi veren bankaya ba\u015fvuruda bulunularak s\u00f6z konusu kesintilerin iade edilmesi talep edilmelidir.&#8221;<\/p>\n<p>\u015e\u0130KAYET \u0130\u00c7\u0130N BA\u015eVURULACAK YERLER<br \/>\nBa\u015fvuru yap\u0131lan banka taraf\u0131ndan talebe olumsuz cevap verilmesi veya hi\u00e7 cevap verilmemesi halinde izlenecek yol hakk\u0131nda bilgi veren Yaz\u0131c\u0131, ikamet edilen yerdeki veya s\u00f6z konusu hizmeti sa\u011flayan bankan\u0131n bulundu\u011fu yerdeki, illerde ticaret il m\u00fcd\u00fcrl\u00fc\u011f\u00fc, il\u00e7elerde ise kaymakaml\u0131klar b\u00fcnyesinde faaliyet g\u00f6steren t\u00fcketici sorunlar\u0131 hakem heyetlerine mevcut belgelerle ba\u015fvuruda bulunulmas\u0131 gerekti\u011fini ifade etti.<\/p>\n<p>De\u011feri bin 191,52 liraya kadar olan uyu\u015fmazl\u0131klar i\u00e7in t\u00fcketici sorunlar\u0131 hakem heyetlerine ba\u015fvuru yap\u0131lmas\u0131n\u0131n zorunlu oldu\u011funu belirten Yaz\u0131c\u0131, &#8220;Bu de\u011fere kadar olan uyu\u015fmazl\u0131klarda verilecek kararlar ba\u011flay\u0131c\u0131 olup, \u0130cra \u0130flas Kanununun ilamlar\u0131n yerine getirilmesine dair h\u00fck\u00fcmlerine g\u00f6re yerine getirilir. Bu de\u011fer ve \u00fczerindeki uyu\u015fmazl\u0131klara ili\u015fkin verilen kararlar ise delil niteli\u011fi ta\u015f\u0131maktad\u0131r. Yerine getirilmemesi halinde t\u00fcketici mahkemelerine veya bu s\u0131fatla g\u00f6rev yapan asliye hukuk mahkemelerine ba\u015fvuruda bulunulmas\u0131 gerekmektedir&#8221; ifadesini kulland\u0131.<\/p>\n<p>T\u00fcketici sorunlar\u0131 hakem heyetlerinin yap\u0131lan ba\u015fvurular\u0131 her s\u00f6zle\u015fme i\u00e7in ayr\u0131 ayr\u0131 inceleyerek mevcut duruma g\u00f6re karar verece\u011finin alt\u0131n\u0131 \u00e7izen Yaz\u0131c\u0131, taraflar\u0131n karar\u0131n tebli\u011finden itibaren 15 g\u00fcnl\u00fck s\u00fcre i\u00e7erisinde t\u00fcketici mahkemelerine itiraz edebileceklerini belirtti.<\/p>\n<p>Yaz\u0131c\u0131, hakem heyetlerince bankalar\u0131n \u00e7e\u015fitli ba\u015fl\u0131klar alt\u0131nda al\u0131nan \u00fccretlerin iade edilmesi y\u00f6n\u00fcnde ba\u011flay\u0131c\u0131 karar almas\u0131 durumunda, s\u00f6z konusu karar\u0131n tebli\u011finden itibaren yerine getirilmemesi halinde icra m\u00fcd\u00fcrl\u00fcklerine ba\u015fvuruda bulunularak bu karar\u0131n yerine getirilmesinin talep edilmesinin gerekece\u011fini bildirdi.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Yaz\u0131c\u0131 &#8220;Bankalar taraf\u0131ndan yap\u0131lan kesintilerin B\u0130MER&#8217;e ba\u015fvurulmas\u0131 halinde ko\u015fulsuz iade edilece\u011fi \u015feklindeki haberler yanl\u0131\u015f ve as\u0131ls\u0131z&#8221; dedi. G\u00fcmr\u00fck ve Ticaret Bakan\u0131 Hayati Yaz\u0131c\u0131, bankalar taraf\u0131ndan kredi <a class=\"mh-excerpt-more\" href=\"http:\/\/www.mhphaber.com\/?p=530\" title=\"Banka kesintileri hakk\u0131nda \u00f6nemli a\u00e7\u0131klama\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":531,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=\/wp\/v2\/posts\/530"}],"collection":[{"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=530"}],"version-history":[{"count":1,"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=\/wp\/v2\/posts\/530\/revisions"}],"predecessor-version":[{"id":532,"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=\/wp\/v2\/posts\/530\/revisions\/532"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=\/wp\/v2\/media\/531"}],"wp:attachment":[{"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=530"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mhphaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}